It recently dawned on me that it was about time I upgraded my motor. I’ve been driving to work this week in a car that struggles to start up on occasion, has a broken door handle and has too many bodywork imperfections to count. I am on the road constantly so really need something more fun to get around in. Something which turns heads for the right reason would be nice too!

The trouble is I don’t really fancy spending a big portion of my savings on buying myself a new car. To worsen matters I am going be hard pushed to sell my current model for much. Most of my friends manage to drive new cars though so I started browsing the internet in search of alterative options, and came across a lease Fiat Spider.

Sure enough, following a comprehensive investigation which involved me quizzing my friends and colleagues until they’d told me everything there was to know about the cars they drive, I found that a fair few of them had undertaken a Fiat 124 Spider personal contract hire agreement in the past 12 months.

This gave me a lot more confidence in the fact that this must be the best alternative method of driving a new car without paying a huge fee up front. There was no doubting that I did plenty of research, but it was more concerning the different deals available for lease Fiat cars. I found that the main differentials between what some sites are offering as opposed to others are the number of miles you’re permitted to cover per year, the size of the initial rental that must be paid and the overall length of the agreement.

Personally I think that the deal which will work best in my current circumstances is the one which offers the lowest monthly payment with a high mileage allowance. I do a lot of travelling at the moment from Manchester to Luton, and I wouldn’t want to go over this limit and be penalised with a charge at the end of the term. This does mean I could have the same car for quite some time – but that is no problem for me. Some of my colleagues noted that it would prevent me from getting a new agreement and a new car sooner, but considering the motor I’ve been driving recently that certainly is not a priority at this moment in time!

One of the few people questioned in my friend and colleague survey who did give me food for thought was Richard, a department manager in my office. He was explaining that a Fiat 124 Spider business car leasing deal might be a viable option for me and it could work out even cheaper with regards to the initial rental and the monthly payment amount. Richard strongly argued that he saved a lot of money on his deal earlier in the year. It leaves me with another avenue to investigate to determine once and for all what the best route is for me, and whether I could do this through my current company. I think I will leave that dilemma to be concluded on another afternoon though!